Sorry if this have been posted before:
This is Bugbear's game before they made Flatout, released under Activision Value (Street Legal series):
http://www.youtube.com/watch?v=811bO-WdBdkAnd surprisingly, while it looks VERY standard, it features realistic damage physics (could be possible that Bugbear uses a modified version of this game's engine for Flatout. Plus ragdoll)